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All questions are answered by U.S. based licensed and experienced insurance professionals.
Q:Hello,We are a luxury travel agency based out of India planning an international group trip for our client based out of the US. A group of around 40 US citizens will be travelling to India from Dallas, Texas between Feb 28 2025 and March 8 2025. We are a looking to provide group travel insurance coverage during this trip for all the members in the group. Can you please share the plan details and pricing?
Q:How would a multi trip policy cover a Caribbean cruise with destination includes USA and outside of USA.
Q:I am a dual US/UK citizen currently residing in Austria (I have a residence permit). I'm visiting the US for 10 days and would like health insurance for that period. When I search using this criteria I keep getting a 'no plans' found message. What kind of plan am I eligible for?
Q:My father-in-law is a drinker and a smoker, who will be visiting the USA from China. He does not get annual physicals, and has not needed to ever see a doctor, therefore I cannot be sure how healthy he is. He has never had a stroke or heart attack, and is aged 63. I plan on having a doctor in China, examine him and I expect he will be certified as fit for travel. If he is certified as fit to travel, and he were to have a serious stroke or heart attack, can I be sure this would be covered up to the policy maximum of 250,000, or would the coverage potentially be limited to 25,000 if a doctor in the USA renders an opinion that my father-in-law suffered the stroke or heart attack due to a pre-existing condition?
Q:I live in the USA and am going on a one-month trip to various European countries. I have already booked non-refundable flights, car rentals, and hotel reservations. Would trip cancellation insurance provide a refund if I miss my flight and cannot check into my hotel due to valid reasons?
Q:Hi I currently have health insurance in the US through my employer. I plan to study in Spain and will be unemployed in that period. I'll purchase private insurance for Spain. Please advise if I need health insurance in US also for this period when I'm not living in the US. If I return to US or need virtual assistance from doctors in the US, please clarify how to make sure any minimums needed by ACA are met.
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DISCLAIMER: Information presented in our Questions and Answers section is generic and was deemed to be accurate at the time of response. Please use the answers as a guide and do not make decisions based on the answers. The answers presented may be outdated and altogether inaccurate currently or not relevant as the details provided such as the insurance terms and conditions, plan benefits, eligibility and coverage may have changed. Insubuy assumes no responsibility for relying on such answers. You should review the latest certificate wording of the insurance policy (available on this website) for the product you are considering for the latest and complete details. If there is any conflict between the answers provided here and the certificate wording, the details of the certificate wording will prevail.
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Prices are regulated by law.
You cannot find a lower price anywhere for the same product.
Learn MoreWhy purchase insurance from Insubuy®?
Same Price. Better Service.®
There are many advantages in purchasing from Insubuy® and no disadvantages.
Learn MoreVisiting USA?
Healthcare costs are very high in the U.S.
Buy U.S. based visitors insurance and enjoy your trip.
Learn MoreTraveling abroad?
Did you know that your insurance may not cover you abroad or that it may only provide limited coverage?
Purchase travel medical insurance that includes emergency medical evacuation.
Learn MoreNew immigrant to USA?
You are not eligible to enroll in Medicare for the first 5 years.
Purchase new immigrant medical insurance to bridge the gap.
Learn MoreGoing on a vacation?
You could lose your non-refundable trip costs if you had to cancel your trip.
Buy a trip cancellation insurance package plan and be worry-free.
Learn MoreAre you an exchange visitor to USA?
The U.S. Department of State requires all J visa holders to purchase compliant insurance.
Buy J visa medical insurance to meet your requirements.
Learn MoreTraveling to Europe?
Schengen countries require most non-US citizens to purchase Schengen visa insurance.
Make an instant purchase online and get instant visa letter.
Learn MoreTraveling frequently throughout the year?
You don't need to purchase travel insurance for every trip.
Purchase annual multi trip travel insurance for your travels.
Learn MoreInternational student in the U.S.?
Most schools require international students to purchase health insurance.
Purchase international student health insurance that meets most school requirements.
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