Posted: 06/26/20251,205 Views

Keeping You Covered Worldwide

When traveling, the last thing you want to worry about is your health and well-being. Unforeseen medical situations can arise, and accessing quality healthcare in an unfamiliar location can be challenging and expensive. Purchasing travel medical insurance or USA visitors insurance from Insubuy provides a crucial safety net.

Many modern travel medical insurance plans now offer the invaluable benefit of telemedicine coverage, allowing you to consult with a doctor remotely for non-emergency medical issues. This means you can get medical advice, and in some cases even prescriptions, right from your phone or laptop, saving you time and the stress of finding a local clinic. Having convenient access to healthcare professionals, sometimes even multilingual ones, offers peace of mind and ensures that minor health concerns don't disrupt your trip.

Below are some of the best travel medical insurance plans with telemedicine coverage to consider for your next journey.

For Visitors to the USA

Safe Travels USA Comprehensive

Underwriter: Zurich Insurance Europe AG Belgian branch

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Acute Onset of Pre-Existing Conditions

Coverage to policy max for ages <70; $35,000 for ages 70-79; $20,000 for ages 80+ Learn More
  • $30 copay, unless $0 deductible
  • $15 copay, unless $0 deductible
  • $1,000,000
  • $50,000
  • Included

Patriot America Plus®

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Overview

After deductible, pays 100% to policy maximum.
Outside PPO network: After deductible, pays 90% to $5,000, then 100% to policy maximum.

Direct Billing

Acute Onset of Pre-Existing Conditions

Coverage to policy max for ages <70 Learn More
  • $25 copay, unless $0 deductible
  • $15 copay, unless $0 deductible
  • $1,000,000
  • To policy maximum
  • Included

Atlas America®

Underwriter: TMHCC (CI) Insurance SPC Ltd

Coverage Availability 5 Days to 12 Months

Overview

After deductible, pays 100% to policy maximum.

Direct Billing

Acute Onset of Pre-Existing Conditions

Coverage to policy max for ages <80 Learn More
  • $15 copay, unless $0 deductible
  • $15 copay, unless $0 deductible
  • $1,000,000
  • To policy maximum
  • Included

Plan Details

For Travel to Locations Outside of the USA

Patriot International® Lite

Underwriter: SiriusPoint Specialty Insurance Corporation

Coverage Availability 5 Days to 2 Years

Overview

After deductible, pays 100% to policy maximum.

Acute Onset of Pre-Existing Conditions

US Citizens: To policy maximum for age up to 64 with Primary Health Plan; $20,000 without. Ages 65-69: $2,500 maximum. Non-US Citizens Ages 69 and younger up to policy maximum or $1,000,000 (lower amount) Learn More
  • $1,000,000
  • To policy maximum
  • Included

Atlas International®

Underwriter: TMHCC (CI) Insurance SPC Ltd

Coverage Availability 5 Days to 12 Months

Overview

After deductible, pays 100% to policy maximum.

Acute Onset of Pre-Existing Conditions

Coverage to policy max for ages <80 Learn More
  • $1,000,000
  • To policy maximum
  • Included

Plan Details

VisitorSecure®

Underwriter: TMHCC (CI) Insurance SPC Ltd

Coverage Availability 5 Days to 364 Days

Overview

After deductible, pays fixed amounts as per schedule of benefits.

Direct Billing

Acute Onset of Pre-Existing Conditions

Coverage up to the policy maximum or $100,000, whichever is lower, for ages <70 Learn More
  • $50,000
  • $25,000
  • Included

Stay Protected Anytime, Anywhere

Whether you’re planning your next European getaway or just inviting your family to visit you in the United States, your travel medical insurance coverage should be available 24/7. Telemedicine coverage with a travel medical plan from Insubuy can give that protection and peace of mind.


Get instant quotes and purchase today!